Topic 2 tools · 11 guides
KiwiSaver, savings and government payments in New Zealand
KiwiSaver contributions, term deposits, NZ Super and the payments from Work and Income and IRD, with calculators to run your own numbers.
Guides
All guides →5 Oct 2026MoneyAccommodation Supplement NZ: maximum rates by area, who can get it and how it's worked out→5 Oct 2026MoneyBest Start payment: $77 a week, the $79,000 income threshold and the 1 April 2026 change→5 Oct 2026MoneyHow to get an IRD number: who needs one, the ID you'll need, and how long it takes→5 Oct 2026MoneyJobseeker Support rates 2026: weekly amounts, who qualifies and how to apply→5 Oct 2026MoneyKiwiSaver government contribution: how to get the full $260.72, and when it's paid→5 Oct 2026MoneyKiwiSaver hardship and first home withdrawals: who qualifies, what you can take out→5 Oct 2026MoneyNZ Super rates 2026: what you get each fortnight, before and after tax→5 Oct 2026MoneyStudent Allowance rates 2026: weekly amounts by age, living situation, partner and children→5 Oct 2026MoneyTax refund NZ: automatic assessments, IR3 returns, and when your refund arrives→5 Oct 2026MoneyWinter Energy Payment 2026: $20.46 or $31.82 a week, 1 May to 1 October→5 Oct 2026MoneyWorking for Families NZ: the four payments, 2026–27 rates and how to apply→