How this converter works
The converter uses the European Central Bank's reference rates. The ECB publishes them each working day at around 4pm Central European Time, which is early the next morning in New Zealand. The page fetches them through Frankfurter, a free public service that republishes the ECB data.
A reference rate is a mid-market rate. It sits between the price banks buy a currency at and the price they sell it at. It's a fair yardstick, but it isn't the rate you'll get when you send money or pay by card.
- Enter an amount in New Zealand dollars, or any other currency on the list.
- Pick what to convert to. Australian dollars is the default. Press ⇄ to swap.
- Read the result, the rate both ways, and how the rate has moved over the last 30 days.
The ECB doesn't publish at weekends or on its own holidays. On those days you'll see the last working day's rate, and the date under the result tells you which day it is.
Why your bank's rate is different
Banks, card providers and money transfer services set their own buy and sell rates. They add a margin to the mid-market rate, and some charge a fee per transfer as well. The margin is often where most of the cost sits, even when a service says it's fee-free.
The fairest way to compare is the amount that lands at the other end. Ask each provider what the recipient gets for the same amount, then check it against the reference rate here.
Worked example: sending NZ$1,000 to Australia
Say the reference rate is 0.81, so one New Zealand dollar buys 81 Australian cents. These numbers are for illustration. Use the converter for today's rate.
- At the reference rate, NZ$1,000 is A$810.
- A provider offering 0.79 would deliver A$790.
- The gap is A$20, about 2.5% of the money, before any transfer fee.
Going the other way, divide by the rate. At 0.81, one Australian dollar buys about NZ$1.23.
Calling or messaging someone across the Tasman? Check the time difference first.
NZ time now →Which currencies are covered
The ECB publishes rates for about 30 currencies. They include the Australian, US, Canadian, Singapore and Hong Kong dollars, the pound, the euro, the yen and the Chinese yuan. Pacific currencies such as the Fijian dollar aren't on the ECB list, so they aren't here either.
Billing an overseas client? The invoice generator makes an invoice in your browser. Working out pay in New Zealand dollars? Try the take-home pay calculator.
Questions people ask
What is the NZD to AUD rate today?
The converter above shows the latest European Central Bank reference rate. It updates once each working day, at around 4pm Central European Time, which is early the next morning in New Zealand.
Why is my bank's rate different?
Banks and money transfer services set their own buy and sell rates, with a margin on top of the mid-market rate. Some also charge a fee per transfer. Compare the amount that arrives, not just the rate.
How do I convert AUD to NZD?
Press the swap button, then enter the amount in Australian dollars. One Australian dollar buys 1 divided by the NZD to AUD rate in New Zealand dollars.
Why doesn't the rate change at the weekend?
The ECB publishes reference rates on working days only. At weekends and on ECB holidays, the converter shows the last working day's rate. The date is shown under the result.
Can I convert Fijian dollars?
Not here. This converter uses the European Central Bank's list of about 30 currencies, and the Fijian dollar isn't on it.
Is my information saved?
No. The sums run in your browser. The only thing the page fetches is the day's rates.