Topic 5 tools · 8 guides
Pay and tax in New Zealand: calculators and plain-English guides
What you earn, what IRD and ACC take out of it, and which tax code to use. Each guide links the official source, and the calculators do the sums for you.
Free tools
All tools →Tool 01 · Pay & tax
PAYE & take-home pay calculator
What lands in your account after tax, ACC, KiwiSaver and student loan.
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Tool 04 · Pay & tax
Tax code finder
Answer a few questions and get the IRD tax code for each job.
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Tool 07 · Pay & tax
Student loan repayment calculator
How much comes out of each pay, and how long until the loan is gone.
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Tool 12 · Pay & tax
Paid parental leave calculator
Your weekly paid parental leave payment and the total over 26 weeks, at the 2026–27 rates.
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Tool 16 · Pay & tax
Wage & salary calculator
Turn an hourly rate into a salary, or a salary into an hourly rate, with take-home pay for each.
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Guides
All guides →6 Oct 2026TaxIETC: $10 a week for earners on $24,000 to $70,000, and how the ME tax code claims it→5 Oct 2026PayNZ minimum wage 2026: $23.95 an hour, and what you take home→5 Oct 2026TaxNZ tax brackets 2026–27: rates, examples and what changed→5 Oct 2026TaxACC levy NZ: the 1.75% earners' levy, the cap, and what self-employed people pay→5 Oct 2026PayAverage salary NZ: what the median earner makes, and how it compares to minimum wage→5 Oct 2026PayLiving wage NZ 2026: $29.90 an hour, and how it differs from the minimum wage→5 Oct 2026TaxRWT and PIR rates NZ: the tax on your interest and KiwiSaver, and how to pick yours→5 Oct 2026TaxSecondary tax NZ: the SB, S, SH, ST and SA codes, and how it squares up→